Risk Tolerance Questionnaire

Please take the time to answer the following questions as accurately as possible. Note the point value of each answer selected to the left of each question. Once completed you can match your total points scored with the corresponding asset allocation model summary available after clicking submit.

1. How many years do you have until retirement? 

Select One 1-3 years (1 pt.) 4-6 years (3 pts) 7-10 years (5 pts.) 10+ years (7 pts.)

2. This graph shows the one-year return range of four $100,000 portfolios. 

Given, that this is the only information that you have on these four hypothetical portfolios, which one would you choose to invest in?

Select One Portfolio A (1 pt.) Portfolio B (3 pts.) Portfolio C (5 pts.) Portfolio D (7 pts.)

3. Aggressive investments have outpaced inflation over the long run, but have had more instances of short-term losses. How do you feel about inflation and its impact on your investments?

Select One I am satisfied (1pt.) Want my investments to outpace inflation (5pts.) Prefer investments to significantly outpace inflation (7pts.)

4. If the stock market were to experience a prolonged down market, losing 45% of its value over an 18-month period, what would you do (assuming your stocks behave in a similar fashion)?   

Select One Sell all the stocks in your portfolio (1 pt.) Sell half of the stocks, may be rebound in the market, but want to limit exposure to future loss. (3 pts.) Hold the stocks in your portfolio. (5 pts.) Buy more stocks for your portfolio to take advantage of their low price. (7 pts.)

5. How do you feel about fluctuations in the value of your portfolio?

Select One I want to minimize the possibility of loss in the value of my portfolio. (1 pt.) I can tolerate moderate losses in order to achieve potentially favorable returns. (5 pts.) I can tolerate the risk the large losses to increase the potential of high returns. (7 pts.)

6. How easily do you adapt to unfavorable financial changes in your life?

Select One Very uneasily (1 pt.) Somewhat uneasily (3 pts.) Somewhat easily (5 pts.) Very easily (7 pts.)

7. After making an investment decision, how sure do you usually feel that your choice was the correct one?

Select One Extremely unsure (1 pt.) Somewhat unsure (3 pts.) Somewhat sure (5 pts.) Extremely sure (7 pts.)

Asset Allocation:  Contact Information

Email        

Full Name    

Phone        

Now that you've completed your questionnaire, you have taken the most important step toward deciding how to allocate your assets. Your suggested asset allocation is based upon a one-time snapshot of your current information that you provide. Adding up the point values to the questions answered will translate into one of the below categories for asset allocation. Please note that the chart below is just a sample and we will contact you with current asset allocation guidance based on today’s economic environment.

There is no guarantee that the suggested allocation will provide you with a future return comparable to the historical returns associated with these models. The decision on how to allocate your assets rests with you. As time passes, it may be appropriate to reallocate your investments.    

7-14 points:    Conservative

15-22 points:  Moderate Conservative

23-31 points:  Moderate

32-41 points:  Moderate Aggressive

42-49 points:  Aggressive